The NRLN's research has uncovered the fact there is a total of seven benefits that were excluded from company-sponsored, retiree-only group plans during the rulemaking process for the Patient Protection and Affordable Care Act (PPACA). They include: - Prohibition of preexisting condition exclusion or other discrimination based on health status.
- Prohibition on excessive waiting periods.
- No lifetime or annual limits.
- Prohibition on rescissions - can't drop coverage for high claims or health conditions.
- Extension of dependent coverage until age 26.
- Development and utilization of uniform explanation of coverage documents and standardized definitions.
- Bringing down cost of health care coverage (for insured coverage).
The NRLN has issued an Action Alert to the members of its Grassroots Network requesting that they write to their members of Congress, President Obama and heads of three Administration agencies to express their outrage that retirees in company-sponsored, retiree-only health care plans have been carved out of the health care law protections. Click here to access the NRLN's Action Alert. http://www.nrln.org/Action_alerts/NRLN%20Action%20Alert%207%20Carved%20Out%20Post.pdf |